Health insurance provider

Commercial companies provide private health insurances in Germany and the United States. While German insurants (private insurance) must look for an appropriate insurance, Americans are covered by the employer that normally extends a collective insurance contract with an insurance of his choice that covers all employees to a certain degree.

The two systems are similar when it comes to the broader sense of the term “private health insurance” including the many possibilities of additional insurance.
In the case of a private coverage one chooses the insurance and there exist quite a number of insurance providers.